Now in beta — join early and shape the product
Track your perks. Maximize value.
Track perks / benefits across all your cards. Get performance metrics to determine which cards are worth keeping.
- ✓Comprehensive metrics for all cards
- ✓Cards ranked by performance
- ✓Visual reminders so you never miss another perk
- ✓Anniversary countdowns to help you track card renewals
- ✓Plan ahead — allocate perks to future trips and events
Get Started Fast
Unlock perks from all your cards across all banks — within minutes
No sensitive bank info required. Just pick your cards and Perkulator loads all of the perks for you.
- ✓Add cards from Amex, Chase, Citi, and more in one flow
- ✓See value earned, annual fee, and net ROI per card
- ✓Cards ranked by net vs. annual fee
- ✓Toggle between bank value and your perceived value
- ✓Performance measured in YTD and Anniversary periods
Stay on Top of It
Never miss another credit
Intuitive visuals to help you keep track of perks.
Perk Planner
Assign perks to future trips and events
- ✓Set a date range and instantly see eligible perks
- ✓Allocate credits and track captured value per folder
Visualize & Stay Ahead
See the big picture, catch every deadline
- ✓Compare earned value across cards with visual bar charts
- ✓Track upcoming card anniversaries with day-count badges
- ✓See total value received, net vs. annual fees, and remaining value at a glance
How It Works
Start tracking in under 5 minutes
1
Add your cards
Select from our database of popular cards or add custom ones. Perks are pre-loaded for you.
2
Track your perks
Mark credits as used throughout the year. Watch progress bars fill and your net value grow.
3
Maximize your value
See which cards pay for themselves — and which ones aren't worth the annual fee.
Stop guessing. Start tracking.
Join the beta and be the first to know whether your annual fees are worth it.